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Cast your mind back to a year ago - and now I am sure we all remember a particular subset of "Home owners" ranting on about how far they'd made on their homes and the way renters were throwing money away. Those people were pleased to withdraw equity from their homes and invest it on vacations, 4x4s and the latest designer kitchen. This group were quite pleased to pocket the money and live the high life while costs went up. One year on - and also things have changed. Rates are no longer going up,......Read More
Many feel they have "sufficient" insurance. Often sited is company provided insurance that provides coverage of up to 2-3 times your salary. Lots of men and women are shorted sited in this regard, not taking into account the requirement to maintain the lifestyle of household member once you are gone. The real benefit and purpose of life insurance would be as a commission replacement. In other words to replace the reduction of your wages or fiscal household contribution until children reach the......Read More
Calls for wage increases-at the federal, state, and local levels-are based on the premise that increases in the minimum wage will probably improve the economic well-being of workers. One area of attention in the discussion is whether a minimum wage increase could actually impact many workers. Many skeptics have argued that only a very modest share of workers actually get the minimum wage, and furthermore, that many of these workers are not fighting adults, however, rather teenagers from wealthy......Read More
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