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Congress Should NOT Raise Minimum Wage


# of Words: 230

Many feel they have "sufficient" insurance. Often sited is company provided insurance that provides coverage of up to 2-3 times your salary. Lots of men and women are shorted sited in this regard, not taking into account the requirement to maintain the lifestyle of household member once you are gone. The real benefit and purpose of life insurance would be as a commission replacement.

In other words to replace the reduction of your wages or fiscal household contribution until children reach the age of majority or a partner remarries or reaches retirement age.

A typical situation would be as follows: An individual making a salary of $50, 000 annually with an 8 year old child. This person will require a minimum of $500, 000 in insurance based on a $50, 000 salary during the next 10 years (18 is when the child reaches the age of majority). Barriers. Price or health issues can be contributing factors to people being uninsured or underinsured. Term life that's the least expensive type of life coverage available is inexpensive for people who use tobacco products. Even if you can't afford a $500, 000 policy an inexpensive $100, 000 policy will offer loved ones a certain measure of protection upon your passing. For people who have company life insurance spoken about earlier. Upon leaving these policies could be converted into permanent (complete) policies without revealing proof of insurability. Please note the window to get this conversion is 30 days.


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